ddMath® Savings Engine

The ddMath® Savings Engine is supplied as a component, a small binary program designed to easily operate with other components and software applications. As such, the ddMath® Engine is deliverable to any hardware or software platform. Often, the ddMath® Engine is used by businesses that write their own code, but don't have the financial resources and time to invest in writing and maintaining their own savings calculation routines. The ddMath® Engine simply drops into the owner's software application. When called to perform, ddMath® outputs desired savings and deposits calculations – accurately and seamlessly.

ddMath® Engine Performance

The ddMath® Engine performs all savings and deposits calculations needed for:

• Deposits calculations required to fund a specified level withdrawal 
• Deposits calculations required to fund a withdrawal that increases over time
• Deposit calculations required to fund a specified level withdrawal (deferred)
• Amount of level withdrawal
• Amount of level withdrawal (deferred)
• Amount of withdrawal (growth)
• Deposit required to fund a specified level withdrawal (deferred)
• Future value of a single amount 
• Future value of regular deposits 
• Future value of regular deposits and a lump sum
• Future value of a lump sum and regular deposits
• Future value of a lump sum and regular deposits (deferred)
• Future value of a lump sum and regular deposits (growth)
• Deposit amount required to accumulate a future value
• Regular deposit amount required to accumulate a future value

Integration of ddMath® Engine: Simple & Fast

It couldn't be easier to integrate the ddMath® Engine into your software or hardware platform because we customize each ddMath® Engine to perfectly fit your application. You simply “drop” the ddMath® Engine into your project, pass it data and it responds with the correct calculations every time. Since it is self-contained, no data ever leaves your own computers – offering security and peace of mind. Deposits are a piece of cake thanks to the ddMath® Engine!

Proven

Not only is the ddMath® Engine a sophisticated savings calculation software, it is complete and accurate. It was developed as an offshoot of the comprehensive ZMath® Engine , which holds a longstanding, successful and flawless track record within the lending industry. While the ZMath® Engine performs all loan calculations, the dd Math®  Engine delivers all savings calculations.

Moreover, the ddMath® Engine is continuously improved and maintained to include the latest technology and comply with changing regulatory requirements. The ddMath® Engine is guaranteed and ensures savings calculations comply with Truth in Savings and RESPA!

Security

Users of the ddMath® Engine are free from hassles associated with changing regulatory laws, including Regulation DD. Users can feel secure knowing ddMath®  is thorough and accurate according to the law!

• Automatic Quality Control
• Proof of owner's due diligence
• Quick, nearly instantaneous loan calculation output

Cost Savings

The ddMath® Engine involved an initial 10 years of development. It took this long to test, correct and prove every variation possible. Today, the ddMath® Engine is backed by more than 25 years of testing and development. To match this effort in-house, companies would require a massive manpower and financial investment, liability, years of development and testing, and continual maintenance. Companies save time and money with the ddMath® Engine – proven, accurate and continuously enhanced.

• Saves companies time and money developing their own calculation programs
• Math Corporation continuously upgrades and improves the ddMath® Engine
• Math Corporation handles Truth in Savings compliance updates
• Eliminates custom development time and saves manpower hours
• Upfront pricing – Clients know the cost of the ddMath® Engine right away
• Pricing flexibility/economic alignment

Marketing Benefits

Often, software companies embed the ddMath® Engine as an invisible component in their own deposits software, which they later sell to the end user. That way, software development companies using the ddMath® Engine are assured accurate calculation results every time.

• Improved time to market for new deposits products
• Expanded product development capability
• Ability to expand or enhance product offering
• Math Corporation name and reputation

Why Math Corporation?

• More than 25 years experience
• Expertise in Federal Truth in Savings Act (Reg. DD)
• Exceptional engineering support and industry expertise
• Leading edge deposits and savings account capabilities
• Unmatched personal service and support

Client Input Molds Continual Improvement

At Math Corporation, we infuse our clients' feedback into our savings calculation products to enhance their functionality and performance. In doing so, we gather client ideas from multiple markets. Our clients deliver innovative ideas that benefit all Math Corporation clients!